There are basically three types of cards: credit, charge, or debit. Each type can be used to pay for products and services. If you want to apply for a new credit card, it’s important to compare fees, interest rates, finance charges, and benefits. Continue reading “What You Need to Know When Choosing a Credit Card”
Credit reporting agencies, also known as credit bureaus, collect information about where you work, how you pay your bills, whether or not you have been sued, arrested, or filed for bankruptcy. All of this information is combined together in a credit report. Your credit report is sold to creditors, employers, insurers, and other companies. They use these reports to make decisions about extending credit, jobs, and insurance policies to you. Continue reading “How Do Credit Reporting Agencies Work?”
ChexSystems is a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA). ChexSystems is similar to the three credit bureaus, except it zeros in on your checking and savings accounts instead of your credit history. If you ever opened a checking or savings account, you have a ChexSystems report. Continue reading “What You Need to Know About ChexSystems”
Plumbing problems are never fun to deal with, and if you’re like most people, you want the issue to be resolved immediately (if not sooner). Depending upon the type of plumbing problem you’re facing, you might be uncertain as to whether you should call a handyman or a professional plumber. Hiring a handyman might be a viable choice for certain repair jobs, but when you’re dealing with plumbing repairs in particular, your best bet will always be to hire a professional plumber.
Read on to find out why.
The DIY (Do-It-Yourself) movement has become a mega-trend in the home improvement arena, and now more than ever, people are being encouraged to take their home repair and remodeling projects into their own hands. While going the DIY route is definitely appealing in terms of cost savings, you have to be careful not to bite off more than you can chew. Even in our modern-day world of unlimited access to how-to information via DIY-related websites, magazines and television shows, there are still some home repair projects that are best left up to professionals.
How to hire a locksmith fast!
If you’ve lost a key, broke a key or a lock, locked yourself out of your home or car and you don’t have the luxury of time to research how to hire the best locksmith, then you are in the right place. Below is a quick guide to hiring a locksmith.
Getting a roof repaired or replaced is a pretty hefty investment, so it definitely pays to do your due diligence before agreeing to hire a roofing company. If you’re in the market to hire a roofer, below are some vital points of information you need to know before you sign on any dotted lines.
Let’s face it: Plumbing problems happen. Whether it’s a busted pipe, a stopped up toilet or a sputtering sink, most of us will require the services of a plumber at one time or another. If you’ve ever had to deal with an inconvenient plumbing problem, you know how important it is to find a qualified plumber for the job, and it’s an understatement to say that not all plumbers are created equal. With an emphasis on quality in mind, below are seven tips to guarantee that you hire the right plumber.
The importance of hiring the best electrician you can get is paramount considering the dangers and consequences of shoddy electrical jobs. Faulty wiring increases fire risks. It can also result in unnecessary costs when electronics and appliances get damaged. Additionally, there is more to electrical work than most people realize as poorly designed circuits are simply unsafe.